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Home ยป Recipes ยป Breads

Chocolate Banana Bread

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BY Ayeh Manfre ยท UPDATED: Sep 8, 25 ยท PUBLISHED: Sep 8, 25 ยท 2 Comments
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This Chocolate Banana bread is deliciously cozy and decadent, you won't believe its healthy! Made with whole foods and natural ingredients, this recipe is easy to make. Itโ€™s a little spin on my healthy banana bread that's been a reader favorite recipe for years!

Stack of slices of chocolate banana bread

What's better than banana bread...Chocolate Banana Bread of course! Fun fact, my healthy banana bread recipe was the first recipe I shared online back in 2021 and is a big reason we're all here today! You've all loved the recipe for years, so here I've put a little twist and made it a rich, decadent yet still healthy chocolate banana bread. I mean who wouldn't love a lovely warm loaf of chocolatey goodness especially when straight from the oven, yum!

What makes it healthy is that it's made with whole foods instead of the classic ingredients, being more nutritious. Trust me when I say, you wouldn't even taste the difference. This means no plain flour, no butter and no sugar, yep it's sugar-free! It's naturally sweetened by the ripe bananas along with honey for a little extra sweetness. As with most of my other baking recipes, I also opt for oat flour made by blending rolled oats instead of regular flour such as my lemon blueberry bread and even pancakes!

This recipe is nutritious to enjoy for breakfast or morning tea with a cup of coffee or tea, or you can enjoy it for dessert with a cheeky scoop of vanilla ice cream too. My favorite part are the melted bits of melted chocolate chips in the middle mmmm.

Table of Contents
  • Recipe Highlights
  • Ingredients and Substitutions
  • How to make Chocolate Banana Bread
  • Tips and Tricks
  • Storage Instructions
  • FAQs
  • More Healthy Baking
  • More Bread Recipes
  • Recipe
  • Comments

Recipe Highlights

  • Crazy Delicious: Moist, delicious, rich and decadent!
  • Healthier Recipe: Using whole foods, so no butter, flour or sugar
  • Easy Steps: Simply mix in a large mixing bowl and bake! 
Two slices of chocolate banana bread on a plate

Ingredients and Substitutions

This recipes comes together with two simple parts - the wet ingredients and dry ingredients:

Wet Ingredients

  • Ripe bananas are the key for the best tasting banana bread. The browner and the more spotty the better, even black is best! Overripe bananas add so much natural sweetness and moisture and can be easily mashed with a fork 
  • Eggs help bind the mixture together and add extra richness. To keep it egg-free, you can try and substitute with chia eggs or flax eggs but I haven't tested this myself
  • Pure honey adds natural sweetness and my preferred sweetener when baking. You can try light brown sugar if you prefer 
  • Coconut oil keeps the texture soft and moist and my preferred oil rather than using unsalted butter
  • Milk, Iโ€™ve used almond milk, but dairy milk or oat milk works well too for the added liquid. Greek yogurt or sour cream could also be added but I haven't tested this
  • Vanilla extract adds a lovely aroma and subtle flavor to baking recipes

Dry Ingredients

  • Rolled oats are blended to make oat flour and are always my go-to when baking healthy recipes rather than using all purpose flour which is traditionally used. Feel free to substitute with gluten-free oats if needed
  • Unsweetened cacao powder adds the rich chocolatey color and flavor of course and is also high in antioxidants. Unsweetened cocoa powder can also be substituted for a smoother flavor
  • Mini chocolate chips are folded into the batter with a little sprinkle on top too. This adds that extra chocolatey goodness with melted bits in the middle. I love adding dark chocolate chips, you can also chop up regular chocolate into small pieces too
  • Baking powder helps the loaf rise in the oven. Baking soda can also be added for an extra lift
  • Good pinch of salt balances sweetness and brings out the chocolate flavor

How to make Chocolate Banana Bread

Learn how to make an easy chocolate banana bread that's rich, decadent and perfect to enjoy anytime of the day. Follow my simple steps below (note quantities are listed in the recipe card below)

Ripe bananas being mashed with a fork

Step 1: Preheat oven to 350ยฐF / 180ยฐC. Peel and mash overripe bananas in a large bowl with a fork

Wet ingredients add to mashed banana in a bowl

Step 2: Add eggs, milk, melted coconut oil, honey, and vanilla - whisk until smooth

Cacao added to wet ingredients

Step 3: Whisk in the cacao powder until fully combined

Oats blended to make oat flour

Step 4: Blend rolled oats into fine oat flour, stopping to shake the blender so it grinds evenly

Oat flour combined with wet ingredients

Step 5: Add oat flour and a pinch of salt into the wet mixture and mix until no dry spots remain. Then fold in mini chocolate chips and baking powder with a spatula

Batter placed in a loaf tin and topped with mini choc chips

Step 6: Line a loaf pan with parchment paper (8.5 ร— 4.5 inches / 21cm x 11.5cm in size) and pour in the batter, tap to level and sprinkle more chocolate chips on top

Bread resting in loaf tin out after coming out of the oven

Step 7: Bake for 50โ€“60 minutes, testing doneness with a toothpick. It should come out mostly clean and could have a little melted chocolate on it. Let it cool in the pan for 10 minutes

Bread loaf resting on a wire rack

Step 8: Transfer to a wire rack and cool for 10โ€“15 minutes before slicing. Enjoy!

Tips and Tricks

  • Overripe bananas are mandatory! They will add the sweetness and moisture - the more brown and black the better 
  • Whisk wet ingredients first, then stir in dry ingredients to avoid over-mixing the batter
  • When blending the oats, ensure to shake the blender in between to make sure you create a fine flour consistency without bits of whole oats - work in batches if needed
  • Always fold in the chocolate chips and baking powder at the very end
  • Ensure to cool the banana bread twice before slicing - once in its loaf tin and a second time on a wire rack to keep the texture intact and avoid crumbling

Storage Instructions

  • Store at room temperature wrapped in aluminum foil or plastic wrap for up to 2-3 days in cooler months. In summer months, its best to store in the fridge 
  • Refrigerate in an airtight container for up to 1 week
  • Reheat in a toaster oven, air fryer or microwave until heated through if you prefer to eat it warm
  • Freeze for up to 1 - 2 months, preferably individual slices, then thaw at room temperature or reheat in the oven
Close up of sliced chocolate banana bread

FAQs

Is banana bread healthy or unhealthy?

Many traditional banana bread recipes aren't very healthy due to their high sugar and butter quantities. Here I've made a healthier recipe using natural whole foods

What is the secret to very moist banana bread?

Ensure bananas are ripe and don't over mix the batter. Also measure the dry ingredients correctly and stir them through, and don't over bake the bread

Can I use a stand mixer instead of mixing by hand?

You can, however ensure to use low speed so the batter doesnโ€™t get over mixed, which will make a dense banana bread

Can I add nuts to the bread?

Yes I love adding chopped walnuts or pecans for a little crunch and extra flavor

Stack of bread slices which cacao and choc chips

More Healthy Baking

  • Healthy breakfast cookies on baking paper
    Breakfast Cookies
  • Close up of healthy donuts topped with birthday sprinkles
    Baked Donuts
  • Baked Oats served with sliced bananas on the side
    Baked Oats
  • Cottage Cheese Bagels with different toppings
    Cottage Cheese Bagels

More Bread Recipes

Looking for other recipes like this? Try these:

  • One piece of Healthy Banana Bread being picked up from a stack
    Healthy Banana Bread
  • Lemon blueberry bread with lemon glaze
    Lemon Blueberry Bread
  • Lemon loaf cake sliced to show the inside with almond flakes
    Lemon Loaf Cake
  • Protein bagels made with 2 ingredients greek yogurt and wheat flour
    Protein Bagels

I love seeing your creations and remakes, so be sure toย rate the recipe, comment and share your photo onย Instagramย so I can share the love!

Recipe

Stack of Chocolate Banana Bread slices

Chocolate Banana Bread (Healthy Recipe)

5 from 1 vote
This Chocolate Banana Bread is deliciously cozy and decadent, you won't believe its healthy! Made with whole foods, this recipe is easy to make
Author: Ayeh Manfre
Course: Breads
Cuisine: American
Servings: 10 slices
Calories: 235kcal
Print
Prep Time15 minutes mins
Cook Time47 minutes mins
Total Time1 hour hr 2 minutes mins

Video

Ingredients 

Wet Ingredients

  • 3 medium over-ripe bananas - the browner the better
  • 2 large eggs
  • ยผ cup pure honey
  • ยผ cup melted coconut oil
  • ยฝ cup milk - I've used almond milk
  • 1 teaspoon vanilla extract

Dry Ingredients

  • 2 cups rolled oats - or oat flourย 
  • ยฝ cup unsweetened cacao powder
  • โ…“ cup mini chocolate chips - plus more for garnishย 
  • 2 teaspoons baking powder
  • Good pinch of salt

Instructions

  • Preheat oven to 350ยฐF / 180ยฐC. Peel and add the overripe bananas to a large bowl and mash with a fork - you should have about 1 cup of mashed bananas
  • Add the eggs, milk, melted coconut oil, honey and vanilla and whisk together
  • Add the cacao powder and whisk through the wet ingredients
  • To a blender, add the rolled oats and blitz to create a fine oat flour - give it a shake in between to ensure there aren't any whole bits of oats (work in batches if needed)
  • Add the oat flour and a good pinch of salt and stir through, ensuring there aren't any dry ingredients left at the bottom of the bowl
  • Then add the mini chocolate chips and baking powder and fold through with a rubber spatula
  • Line a loaf tin with parchment paper (8.5 ร— 4.5 inches / 21 x 11.5 cm in size). Pour in the batter and gently tap on the benchtop and flatten the top. Sprinkle the top with extra chocolate chips and lightly press them into the batter
  • Bake for 50-60 minutes - checking the middle with a toothpick to confirm its cooked. It should come out mostly clean and could have melted chocolate on it, but not have any wet batter
  • Remove from the oven and allow it to sit in the loaf pan for 10 minutes to set. Then transfer to a wire cooling rack and remove the parchment paper. Allow it to cool for at least 10-15 minutes
    Slice and serve your delicious chocolate banana bread with a cup or tea, coffee or milk and enjoy!!
โญ๏ธ Final Step! Would love if you left a rating and comment to let me know how it went. Your feedback helps inspire others and means alot โค๏ธ

Nutrition

Calories: 235kcal | Carbohydrates: 33g | Protein: 5g | Fat: 11g | Saturated Fat: 7g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 2g | Trans Fat: 0.01g | Cholesterol: 33mg | Sodium: 115mg | Potassium: 313mg | Fiber: 5g | Sugar: 15g | Vitamin A: 74IU | Vitamin C: 3mg | Calcium: 83mg | Iron: 2mg
Keywords: baking, easy recipe, healthy recipe

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Comments

    5 from 1 vote

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  1. Arya says

    September 28, 2025 at 6:52 am

    5 stars
    I made this chocolate banana bread this morning with my 6- and 8-year-old, and we loved it! It was so simple to make and turned out delicious. My 8-year-old, who usually doesnโ€™t like bananas or oats, decided to give it a try and ended up having three slices! Weโ€™re so excited to make the donuts next week. My kids love your recipes, Ayeh!

    Reply
    • Ayeh Manfre says

      October 02, 2025 at 6:26 pm

      So happy to hear you and your kids love it so much yay!!!

      Reply
Ayeh about me picture

Hi, I'm Ayeh!

Hey everyone! I love creating easy everyday recipes with a healthy twist that anyone can make. I will show you that you can eat delicious food, using wholesome ingredients that make you feel good from the inside out!

About Me โ†’

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